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Dear Congressman Taylor:

We can’t afford to wait until the health-cost bubble breaks

Here’s a dose of truth: health care costs are spiraling upward at several times the rate of inflation and wages. This bubble is unsustainable and will burst just as the financial and real estate bubbles did with equally disastrous results. Democrats are giving us one more last chance to fix it.

The health care industry has many diverse, conflicting interests, so any bill must be long and complicated. We don’t have one yet.

All federal employees have access to the same insurance plans that Congress has. I have one. FEHB offers a choice from many insurance plans with defined benefits — similar to Obama’s plan and also Hillary’s in 1994. Y’all hate those.

When one proposal offered help to fill out advanced health directives for free, instead of selling them like Rush Limbaugh does for LegalZoom.com, demagogues accused Obama of wanting to kill old people.

Most seniors love Medicare but do not realize that it is a gov-ernment-run, socialist program. Democrats passed Medicare with only 51 votes in 1965.

Obama wants to cut subsidies to the Medicare Advantage plans, the Republican attempt to privatize Medicare. He wants to negotiate for lower drug prices.

There’s a federal law against federal funding for abortions. I’m OK with that.

Here’s my opinion: everyone should have access to Medicare with premiums subsidized for the poor and higher for the well-off. Then everyone could buy minimal or gold-plated supplemental policies. This would preserve the insurance corporations but limit their power over our lives. Standardized forms would save billions of dollars for providers and insurers. Use some of these savings to train more doctors, freeing them from that financial burden. If doctors follow treatment protocols and have a mediation process, lawsuits and obscene malpractice premiums should go down.

These plans would follow the individual, freeing businesses to take care of business, instead of health care.

No plan is perfect, but we’ve got to start somewhere.

JO ANN S.
Gulfport, MS